Network Operators

How To Borrow Airtime From All Networks (Mtn,Glo,Airtel And 9mobile)

(Last Updated On: 12/07/2018)





Listed below are simplified and easy way to borrow credit from Mtn, Glo , 9mobile And Airtel .

You are looking for USSD code or SMS code to borrow credit or airtime from the four best network providers in Nigeria which are MTN , Glo , 9mobile and Airtel ?

Imagine yourself  being in a situation where you need to make an emergency call but you can’t because your low on credit,Nigerian mobile network providers has made it possible to be able to borrow credit and pay back later,Mtn,Glo,Airtel,and Etisalat subscribers can borrow credit and pay back later whenever they are able to recharge their phone.


The borrowed credit can be used for voice calls, data and/or any service on the network.

You can borrow starting from
₦50, ₦100, ₦200, ₦500 and ₦1000.

This service is mostly available to all prepaid customers but it is not free,for each successful borrowed credit, your network provider will deduct a 10% service fee from the borrowed amount.

For example if you borrow ₦100, you’ll receive ₦90.

You cannot borrow another airtime if you have not settled the previous debt,you must recharge after borrowing airtime to clear the debt.

You are expected to clear your debt within 3 days.


Subscribers code for borrowing credit from MTN,GLO,AIRTEL And 9mobile


How to borrow Airtime from MTN Network



How do I qualify to borrow Airtime from Mtn?

To qualify for MTN Xtratime service,follow this steps below:

Step 1: Make sure you are a prepaid customer
Step 2: Register your sim
Step 3: Your account balance should be low, between ₦0 and ₦12
Step 4: You must have recharged at least ₦500 monthly

How do I borrow credit from Mtn?

To borrow Airtime from MTN, follow the steps below:
Step 1: Dial *606# and follow the on-screen instructions.

Step 2: The borrowed airtime will be loaded in a special Xtratime account.

Step 3: Dial *606# to check your xtratime account balance.


How to borrow Airtime from Glo Network




How do I Qualify to borrow Airtime from Glo network?
Glo network has it’s own rules,before you can borrow Airtime,follow the following rules.
To Qualify to borrow Airtime from Glo,follow the steps below:

Step 1: You must be an active Glo prepaid customer for a minimum of 4 months

Step 2: Spend ₦200 worth of Airtime monthly

Step 3: You can only borrow 25% of your average monthly airtime usage.

Step 4: For example, if you spend ₦800 airtime monthly, you cannot borrow more than ₦200 at a time.

To borrow Airtime from Glo, follow the steps below:

Step 1: Create a 4 digits pin. Dial *321# then create a 4 digit pin of your choice Eg 1234

Step 2: Borrow the airtime. Dial *321*pin*amount#. E.g dial *321*1234*200# to borrow ₦200.

To Check specific Glo denominations amount to borrow,dial the following short codes below:

*321*50# for ₦50,
*321*100# for ₦100,
*321*200# for ₦200,
*321*500# for ₦500
*321*1000# for ₦1000


How to Borrow Airtime from Airtel Network




Step 1: Use your prepaid Airtel simcard  for at least 3 months.

Step 2 You cannot borrow more than 33.33% of your average monthly airtime top-up.

For example, if your average monthly airtime (Credit)  top-up is ₦600, you cannot borrow more that ₦200 at a particular time.

To borrow Airtime from Airtel,follow the steps below:

Dial *500*amount#. For example, dial *500*200# to borrow ₦200.

The available amounts to borrow on the Airtel network are: ₦25, ₦50, ₦100, ₦200, ₦500 ₦1000 and ₦2000.


How to Borrow Airtime from 9mobile (Etisalat)



9mobile’s easycredit service is not available to everyone on the Etisalat network provider.

You have to check your eligibility status first before you will be able to to subscribe to the tariff

How do I Qualify to borrow Airtime from 9mobile?

To Check if you can borrow airtime from Etisalat, follow the steps below:

Dial *665*3# Or Text STATUS to 665
To borrow credit from Etisalat,follow the steps below:

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Dial *665*amount#. For example, dial*665*200# to borrow ₦200 or

or Text “amount” to 665. For example, text 200 to 665 to borrow ₦200

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